fhlmc การใช้

• Per FNMA / FHLMC regulations the lower level is defined as a basement even if finished.
• The top floor per FNMA / FHLMC is the living area and the lower floor is the basement, even if finished.
• HomeBridge holds FNMA, GNMA, FHLMC, VA approvals and maintains relationships with 49 investors of other non-agency products.
• Vernon L . Smith, 2002 Nobel Laureate in economics, has called FHLMC and FNMA " implicitly taxpayer-backed agencies ".
• A " unique identifier " is obtained through this process and must be present on all FNMA 1003 / FHLMC 65 Uniform Residential Loan Application forms.
• The FHLMC was created in 1970 to expand the secondary market for initialism of the company's full name that had been adopted officially for ease of identification.
• Meanwhile, Government Sponsored Enterprises ( GSEs ) such as GNMA, FNMA and FHLMC continued to borrow and spend an extra $ 543.6 billion over and above their previous 3 years.
• In addition, FNMA and FHLMC are exempt from SEC filing requirements; they file SEC 10-K and 10-Q reports, but many other reports, such as certain reports regarding their REMIC mortgage securities, are not filed.
• Alt-A loans were still available from individual institutions which held them " in portfolio " rather than re-selling them to investors, and as of mid-2008 there was a strong push for the FNMA and FHLMC to be permitted to buy more of them.
• The people at Fidelity told me that last year 44.93 percent of the income from the fund was thus free of state taxes last year . ( The balance of the portfolio is in issues such as GNMA, FNMA and FHLMC, which are instrumentalities of the government, but do not quality for the Massachusetts tax exemption .)
• The Economist has referred to " the implicit government guarantee " of FHLMC and FNMA . In testimony before the House and Senate Banking Committee in 2004, Alan Greenspan expressed the belief that Fannie Mae's ( weak ) financial position was the result of markets believing that the U . S . Government would never allow Fannie Mae ( or Freddie Mac ) to fail.
• In 1970, the federal government authorized Fannie Mae to purchase conventional mortgages, the same year it went public on New York and Pacific Exchanges, ( Residential Mortgage Loan Origination 2nd edition pg . 8, J . Keith Baker 2010 ), i . e . those not insured by the FHA, VA, or FmHA, and created the Federal Home Loan Mortgage Corporation ( FHLMC ), colloquially known as Freddie Mac, to compete with Fannie Mae and thus facilitate a more robust and efficient secondary mortgage market.